Fiduciary Financial Planning

Wealth That Flows Forward

Comprehensive guidance to help you navigate the obstacles between where you are and the life you want.

Start the Conversation Explore Services
Follow the river
About Freestone Wealth

Financial freedom is within everyone's reach

Freestone Wealth is a fiduciary financial planning firm serving individuals and small-business owners. We help clients work toward financial independence by providing comprehensive guidance and helping them navigate the obstacles that can stand between them and the life they want.

Where are you headed? Retire with confidence Grow & manage investments Plan for my business Talk with an advisor
Sunlit mountain valley with a winding stream
01
The Headwaters

Comprehensive Financial Planning

Every journey starts with knowing exactly where you stand. We bring your full financial picture into focus so every decision downstream has a clear source.

  • Budget and cash flow analysis
  • Budget and goal-oriented savings
  • Tax-diversified savings strategies
  • Account aggregation
  • Establish net worth and balance sheet
Sunlight through a dense green forest
02
Steady Banks

Risk Management & Insurance

Strong banks keep a river on course. The right protection helps keep your plan intact when the unexpected arrives.

  • Evaluate current coverage
  • Design and implement life, disability & long-term care coverage
  • Review health, property, auto & umbrella coverage
Calm alpine lake reflecting mountains
03
The Long Current

Retirement Planning

Retirement is a long, steady current. We help you understand your options and plan for income that can last.

  • Evaluation of IRAs, Roth IRAs, defined contribution & benefit plans
  • Analysis of retirement plan & pension distribution options
  • Calculate & administer required minimum distributions (RMDs)
  • Review of retirement offers from employers
Snowcapped mountain peak above the clouds
04
Gaining Momentum

Investment Management

A disciplined, research-driven approach to building portfolios aligned with your goals, time horizon and comfort with risk.

  • Consolidate and/or aggregate investment accounts
  • Design the proper asset allocation
  • Investment research & portfolio construction
  • Ongoing portfolio reviews
Waterfall cascading through a forest
05
Clearing the Channel

Tax Planning

Taxes can quietly slow progress. We look for ways to keep more of what you've built moving in the right direction.

  • Tax reduction, savings & distribution considerations
  • Tax-efficient investment considerations
Mountain lake at the edge of a forest
06
The Legacy Delta

Estate Planning

Where your river meets what comes next. We help you plan how your wealth reaches the people and causes you care about.

  • Assistance with estate planning documents
  • Review & recommendations for account ownership and beneficiaries
  • Education & advice for charitable giving
  • Wealth transfer strategies
Our Approach

Set goals. Create a plan. Keep moving.

A clear, collaborative process built around your life, not a product. As a fiduciary, our guidance is grounded in your best interests.

I

Survey the Terrain

We get to know you: your goals, your family, your business and the obstacles in your way. Then we build a complete picture of your balance sheet.

II

Chart the Course

We design a coordinated strategy that connects cash flow, investments, taxes, protection and legacy so each piece supports the others.

III

Navigate Together

Life shifts and so do rivers. Regular reviews keep your plan current as your circumstances, markets and goals change.

FiduciaryAdvice grounded in your best interests
ComprehensiveEvery part of your financial life, connected
PersonalA relationship that grows with you
Who We Serve

Guidance for every stretch of the river

Individuals & Families

Plan for the life you want

Whether you're building, preserving or preparing to pass on wealth, we help you see the whole picture and move toward it with confidence.

  • Financial planning
  • Retirement
  • Investments
  • Insurance
  • Estate & legacy
Small-Business Owners

Build a business and a future

Your business and personal finances flow together. We help you plan for both, from today's cash flow to the day you step away.

  • Business exit planning
  • Business retirement plans
  • Business tax planning
  • Continuity planning
  • Business insurance & risk

Employment Support

Job offer analysis, employer benefits, stock options, restricted stock and deferred compensation.

Saving for Education

Evaluating education savings vehicles, including 529 plans, education IRAs and savings bonds.

Economic Perspective

Insight on the broader economy, asset classes and sectors, and what it may mean for your plan.

Start Where You Are

Every river begins with a single spring.

Tell us a little about where you are and where you'd like to go. We'll follow up to schedule a no-obligation conversation.

Please don't include account numbers or other sensitive information.